Early Withdrawal Penalty:

Any withdrawal of all part of the funds from your Certificate of Deposit prior to Maturity may result in an early withdrawal penalty. If the accrued interest on the Certificate is not sufficient to cover the penalty the difference can be taken from the principal balance.

*APY is Annual Percentage Yield

Maintenance or activity fees may reduce interest earnings.
Rates subject to change.
Rates not listed as "Fixed" are variable rates.

Ask one of our Personal Bankers about our Jumbo Certificates of Deposit and Individual Retirement Accounts.

Effective July 19, 2010 until further notice

Type	Min. to Open	Min. Balance to obtain APY	Fixed/Variable	Interest Rate	APY*
Statement Savings¹	$50	$300	Variable	0.75%	0.75%
Passbook Savings¹	$50	$300	Variable	0.75%	0.75%


*	APY = Annual Percentage Yield
¹	Compounded Quarterly

Checking/Money Market Interest Rates

Type	Min. to Open	Min. Balance to obtain APY	Fixed/Variable	Interest Rate	APY*
NOW Checking¹	$50	$50	Variable	0.13%	0.13%
Money Market¹
Balances $0 to $9,999	$100	$100		0.50%	0.50%
Balances $10,000 to $24,999	$100	$10,000		0.75%	0.75%
Balances $25,000 to $99,999	$100	$25,000		1.00%	1.00%
Balances $100,000 and above	$100	$100,000		1.09%	1.10%
Select Plus¹
Balance $0 to $1,499	$50	$50		0.0%	0.0%
Balance $1,500 to $9,999	$50	$1,500		0.13%	0.13%
Balance $10,000 to $24,999	$50	$10,000		0.13%	0.13%
Balance $25,000 and above	$50	$25,000		0.25%	0.25%


*	APY = Annual Percentage Yield
¹	Compounded Monthly

CD Interest Rates

Term	Min. to Open	Min. Balance to obtain APY	Fixed/Variable	Interest Rate	APY*
3 Month¹	$2,500	$2,500	Fixed	0.25%	0.25%
6 Month²	$2,500	$2,500	Fixed	0.75%	0.75%
12 Month²	$1,000	$1,000	Fixed	1.00%	1.00%
18 Month²	$1,000	$1,000	Fixed	1.24%	1.25%
24 Month²	$1,000	$1,000	Fixed	1.49%	1.50%
30 Month²	$1,000	$1,000	Fixed	1.74%	1.75%
36 Month²	$1,000	$1,000	Fixed	1.99%	2.00%
48 Month²	$1,000	$1,000	Fixed	2.23%	2.25%
60 Month²	$1,000	$1,000	Fixed	2.48%	2.50%


*	APY = Annual Percentage Yield.
¹	Compounded at Maturity
²	Compounded Quarterly

IRA Interest Rates

Term	Min. to Open	Min. Balance to obtain APY	Fixed/Variable	Interest Rate	APY*
3 Month¹	$1,000	$1,000	Fixed	0.25%	0.25%
6 Month²	$1,000	$1,000	Fixed	0.75%	0.75%
12 Month²	$1,000	$1,000	Fixed	1.00%	1.00%
18 Month²	$1,000	$1,000	Fixed	1.24%	1.25%
24 Month²	$1,000	$1,000	Fixed	1.49%	1.50%
30 Month²	$1,000	$1,000	Fixed	1.74%	1.75%
36 Month²	$1,000	$1,000	Fixed	1.99%	2.00%
48 Month²	$1,000	$1,000	Fixed	2.23%	2.25%
60 Month²	$1,000	$1,000	Fixed	2.48%	2.50%


*	APY = Annual Percentage Yield.
¹	Compounded at Maturity
²	Compounded Quarterly

	© 2010 Community First Bank - Chicago