Residential Mortgages

Let C1 Bank make your American dream come true.

Apply for a residential mortgage at C1 Bank today.

Whether you’re shopping for a new home loan or seeking to refinance an existing mortgage, our Residential Mortgage lending department makes the loan process easy to navigate and quick to close. And we have the expertise to make it happen. Contact a mortgage specialist at (877) 266-2265 or Please note any reference to credit balances, borrowing, or loans is subject to credit approval.

Targeted, personal solutions. Fast, local decisions.

C1 Bank is now one of the largest, strongest and most capable community banks in Florida. Our team is dedicated to helping you find the home of your dreams. We pride ourselves in making your home buying experience better because to us, you are not a loan number-you ARE our community. A friend searching for your first home, a neighbor looking for the vacation home of your dreams. Now is the time to make it happen.

Click below to see which loan is best for you.

5/1 Adjustable Rate Mortgages
  • Planning to move in a few years
  • Want a lower initial monthly payment than a 30-year or 15-year fixed rate option
  • Expect interest rates will fall in the future
Construction Loans
  • Building a new home
  • Building your dream home
  • Interest-only period for the construction phase of your new home
Jumbo Loans
  • If your mortgage amount exceeds conventional thresholds, a Jumbo Loan may be a fit
  • Please call to schedule a personal consultation to explore your opportunities and answer any questions you have in greater detail
  • Jumbo loan amount varies by property location (county or state)
Foreign National Loans
  • Specially tailored application process for loans to foreign nationals (non-resident aliens)
  • Same quick and local decision-making as other residential loans
  • Lower your payment
  • Receive cash out
  • Change to a fixed rate
  • First-time home buyers
  • Investment properties
  • Second home/Vacation home

Have C1 Bank contact you:

*First Time Home Buyer
Secondary Phone
Desired Loan Amount
Property Address

CAUTION: Electronic mail sent through the Internet is not secure or encrypted and could be intercepted by a third party. For your protection, do not send identifying information such as account or Social Security numbers to us or others.

By clicking "Submit" you agree to authorize C1 Bank to contact you at the phone number or email you have provided above for purposes of servicing this inquiry about mortgage financing even if you have registered on a Do Not Call registry, or requested C1 Bank to not send marketing information to you.

$5 per month for your checking account?

Forget it.

Learn More

Small Business Loans

Let us help you open or expand your business.

Learn More

Home Loans

Our specialists get you the best possible rate.

Learn More